It’s Only Gotten Worse”: Texas Businesses Face Soaring ACA Premiums — But Affordable Options Still Exist

23.10.25 11:52 AM - Comment(s) - By Franco Suarez

Don’t let rising health insurance costs squeeze your small business. The Franco Suarez Agency helps Texas employers and their teams find smarter, affordable coverage before it’s too late.

As a Texas business owner, you already manage hundreds of moving parts — payroll, marketing, operations, staffing, and more. One thing you shouldn’t have toworry about? Whether your team has quality health coverage that fits your budget.

Here’s the challenge: Recent reporting shows that premiums under the ACA are climbing — especially in states like Texas — and many small business owners, their employees and families may face unexpected cost hikes. 
That means:

Your employees might be paying more out-of-pocket.

Some may drop coverage because the cost simply becomes too high.

As a business, you could face harder conversations, lost productivity, or worry about losing good people.


Why the Franco Suarez Agency is your partner:

  • We specialise in serving small businesses in Texas and understand the unique local marketplace + regulations.

  • We proactively scan affordable health-coverage options (including group plans, marketplace options, alternative funding approaches) to find what fits your size, your budget and your team’s needs.

  • We stay current with changes: subsidies, tax credits, premium shifts, local state policies — especially important in a time when “business as usual” is changing.

  • We make it simple. We’ll walk you and your employees through options, enrollment periods, margins, support — so you don’t have to figure it all out on your own.



What to do next:

  1. Let’s schedule a free consultation — no pressure, just a look at where you stand today.

  2. We’ll map out your current health-coverage status: what you pay, what your employees pay, what kinds of coverage they have.

  3. We’ll identify 2-3 affordable alternative options tailored for your business size and employee mix.

  4. We’ll walk through implementation: enrollment, employee communication, cost-management strategies.


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Franco Suarez

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