<?xml version="1.0" encoding="UTF-8" ?><!-- generator=Zoho Sites --><rss version="2.0" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:content="http://purl.org/rss/1.0/modules/content/"><channel><atom:link href="https://www.francosuarez.com/blogs/tag/no-cobra/feed" rel="self" type="application/rss+xml"/><title>The Franco Suarez Agency - Blog #NO COBRA</title><description>The Franco Suarez Agency - Blog #NO COBRA</description><link>https://www.francosuarez.com/blogs/tag/no-cobra</link><lastBuildDate>Mon, 23 Mar 2026 09:32:49 -0700</lastBuildDate><generator>http://zoho.com/sites/</generator><item><title><![CDATA[The Benefit of Wellpoint and the Role of HRAs]]></title><link>https://www.francosuarez.com/blogs/post/the-benefit-of-wellpoint-and-the-role-of-hras</link><description><![CDATA[<img align="left" hspace="5" src="https://www.francosuarez.com/images/employee-benefits-man-working-on-tablet-technology-communication.webp"/>New in Texas! Wellpoint Health offers competitive benefits for employers facing rising premiums. Explore HRAs for cost control and flexibility. Schedule a free 15-min consult today! #Wellpoint #TexasInsurance #HRAs #EmployeeBenefits]]></description><content:encoded><![CDATA[<div class="zpcontent-container blogpost-container "><div data-element-id="elm_r627y6txQU2n52o3A3P4Yg" data-element-type="section" class="zpsection "><style type="text/css"></style><div class="zpcontainer-fluid zpcontainer"><div data-element-id="elm_rvW27LgBRoG4Ul1mnSSjRQ" data-element-type="row" class="zprow zprow-container zpalign-items- zpjustify-content- " data-equal-column=""><style type="text/css"></style><div data-element-id="elm_qPh5VTs1QuGvtFP3q4Qidg" data-element-type="column" class="zpelem-col zpcol-12 zpcol-md-12 zpcol-sm-12 zpalign-self- "><style type="text/css"></style><div data-element-id="elm_I0Et5ha4RpOWEXwv5rnz7A" data-element-type="heading" class="zpelement zpelem-heading "><style></style><h2
 class="zpheading zpheading-align-center " data-editor="true"><div style="color:inherit;"><h3>New Player in Texas Health Insurance Market: Wellpoint Health</h3></div></h2></div>
<div data-element-id="elm_VcFiFrDjQs2qy7L4Ywm_8Q" data-element-type="text" class="zpelement zpelem-text "><style></style><div class="zptext zptext-align-center " data-editor="true"><div style="color:inherit;"><h3><img src="/images/employee-benefits-man-working-on-tablet-technology-communication.webp"><br/></h3><p><span style="font-size:20px;"><span style="font-weight:700;">With Wellpoint Health Insurance Company now available in Texas</span>, employers have a fresh, competitive option for employee health benefits. The entry of Wellpoint into the Texas Marketplace brings a new level of choice and flexibility that can be incredibly helpful for employers facing rising health insurance premiums. Wellpoint’s presence in the market is already encouraging competitive rates, which can mean more manageable premium increases.</span></p><p><br/></p><p><img src="/images/texas-890550_1280.png" style="width:266.02px !important;height:260px !important;max-width:100% !important;"><br/></p><h3><div style="color:inherit;"></div></h3><h3 style="text-align:center;"><br/></h3><h3 style="text-align:center;">The Benefit of Wellpoint and the Role of HRAs</h3><div><br/></div>
<p><span style="font-size:18px;font-weight:700;">Many employers are exploring new ways to offer affordable, flexible health benefits. Health Reimbursement Arrangements (HRAs) are an innovative option that aligns well with the arrival of Wellpoint. Here’s why:</span></p><p><br/></p><p><br/></p><ol><li><p><strong>Control Over Costs</strong>: With an HRA, you set a defined amount that employees can use toward their health insurance premiums. This can help keep costs predictable, even when premiums rise.</p></li><li><p><strong>Increased Flexibility</strong>: An HRA allows employees to choose the health plan that best fits their needs. They can select from any plan on the Marketplace, including options from Wellpoint, meaning more choices for them and controlled costs for you.</p></li><li><p><strong>Tax Benefits</strong>: Contributions you make toward an HRA are typically tax-deductible. This provides a win-win: tax savings for your business and quality health benefits for your team.</p></li><li><p><strong>Supporting Employee Health Needs</strong>: HRAs can cover a range of eligible expenses, including medical services, prescriptions, and other healthcare needs. This flexibility helps employees feel supported without adding administrative strain on your side.</p></li></ol><h3><br/></h3><h3>Facing Premium Increases? Now Is the Time to Consider an HRA</h3><p><span style="font-weight:700;font-size:18px;">If you’re not yet offering an HRA, it’s worth exploring how it can reduce the impact of premium increases. Combining Wellpoint’s options with an HRA gives your team more choice, helps manage costs, and delivers more value overall.</span></p><p><strong><br/></strong></p><p><img src="/images/Profile.jpg"><strong><br/></strong></p><p><strong><br/></strong></p><p><strong>Get Started with a Free 15-Minute Health Insurance Appointment</strong><br/>Let’s discuss how an HRA can benefit your business and your employees. Schedule a quick, no-obligation 15-minute health insurance consultation with us today. Together, we can design a benefits package that keeps your costs down and your team’s satisfaction up.</p></div>
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</div></div></div></div></div></div> ]]></content:encoded><pubDate>Mon, 11 Nov 2024 00:04:54 -0600</pubDate></item><item><title><![CDATA[Attention Small Business Owners Paying High Group Health Insurance Premiums:]]></title><link>https://www.francosuarez.com/blogs/post/attention-small-business-owners-paying-high-group-health-insurance-premiums</link><description><![CDATA[<img align="left" hspace="5" src="https://www.francosuarez.com/insurance_800x650.jpg"/>Discover cost-saving #employeebenefits with The Franco Suarez Agency! Reduce premiums, boost morale, and cut taxes. #QSEHRA #ICHRA #HDHP #smallbusiness #healthcare]]></description><content:encoded><![CDATA[<div class="zpcontent-container blogpost-container "><div data-element-id="elm_ZzRm0x5_RYqy3r4qmGQjeQ" data-element-type="section" class="zpsection "><style type="text/css"></style><div class="zpcontainer-fluid zpcontainer"><div data-element-id="elm_1Kf-0kjSTgGN11W6jNdb9w" data-element-type="row" class="zprow zprow-container zpalign-items- zpjustify-content- " data-equal-column=""><style type="text/css"></style><div data-element-id="elm_ZWoun0cfT1uL2NXpUBHayA" data-element-type="column" class="zpelem-col zpcol-12 zpcol-md-12 zpcol-sm-12 zpalign-self- "><style type="text/css"> [data-element-id="elm_ZWoun0cfT1uL2NXpUBHayA"].zpelem-col{ border-radius:1px; } </style><div data-element-id="elm_9baJ5mKiSMSTwFbw4xV-sg" data-element-type="heading" class="zpelement zpelem-heading "><style> [data-element-id="elm_9baJ5mKiSMSTwFbw4xV-sg"].zpelem-heading { border-radius:1px; } </style><h2
 class="zpheading zpheading-align-center " data-editor="true"><span style="color:inherit;">&nbsp;Get More for Less with The Franco Suarez Agency!</span></h2></div>
<div data-element-id="elm_Hc-o-Sx8RYalOXnoOPrRnA" data-element-type="text" class="zpelement zpelem-text "><style> [data-element-id="elm_Hc-o-Sx8RYalOXnoOPrRnA"].zpelem-text { border-radius:1px; } </style><div class="zptext zptext-align-center " data-editor="true"><div style="color:inherit;"><div style="color:inherit;"><div style="color:inherit;"><div style="color:inherit;"><div style="color:inherit;"><div><br></div><br><div><img src="/insurance_800x650.jpg" style="width:337.52px !important;height:274px !important;max-width:100% !important;"><br></div><br><div><span style="font-size:20px;">As a small business owner, navigating the complex world of employee benefits while balancing costs can often feel like an uphill battle. With skyrocketing group health insurance premiums and the ever-present need to keep employees satisfied and motivated, finding a solution that ticks all the boxes can seem daunting. However, fear not, because The Franco Suarez Agency is here to revolutionize the way you approach employee benefits, all while reducing costs and increasing morale.</span></div><br><div><br></div><br><div><span style="font-weight:700;font-size:20px;">Introducing Innovative Solutions: QSEHRA, ICHRA, and HDHP</span></div><br><div><br></div><br><div><span style="font-size:20px;">At The Franco Suarez Agency, we understand that every small business is unique, which is why we offer tailored solutions designed to meet your specific needs. Here's a glimpse into some of the innovative strategies we employ to help you get more for less:</span></div><br><div><br></div><br><div><span style="font-size:20px;font-weight:700;">1. Qualified Small Employer Health Reimbursement Arrangement (QSEHRA):</span></div><br><div><span style="font-size:20px;">QSEHRA allows small businesses to reimburse employees for qualified medical expenses, including health insurance premiums. This flexible arrangement empowers employees to choose their own health insurance plans while providing employers with predictable costs and tax advantages.</span></div><br><div><br></div><br><div><span style="font-size:20px;font-weight:700;">2. Individual Coverage Health Reimbursement Arrangement (ICHRA):</span></div><br><div><span style="font-size:20px;">ICHRA takes customization to the next level by enabling employers to offer different reimbursement amounts to different employee classes. Whether your team consists of full-time, part-time, or seasonal employees, ICHRA provides the flexibility to tailor benefits to each group's needs while still enjoying tax benefits.</span></div><br><div><br></div><br><div><span style="font-size:20px;font-weight:700;">3. High Deductible Health Plans (HDHP):</span></div><br><div><span style="font-size:20px;">HDHPs are becoming increasingly popular due to their lower premiums and compatibility with Health Savings Accounts (HSAs). By offering HDHPs coupled with HSAs, employers can provide comprehensive coverage while empowering employees to take control of their healthcare expenses and save for the future.</span></div><br><div><br></div><br><div><span style="font-size:20px;font-weight:700;">The Cure for Business Healthcare: The Franco Suarez Agency</span></div><br><div><br></div><br><div><span style="font-size:20px;">At <span style="font-weight:700;">The Franco Suarez Agency,</span> we're not just another insurance provider – we're your partners in success. Here's how we're helping small businesses like yours thrive:</span></div><br><div><br></div><br><div><span style="font-size:20px;"><span style="font-weight:700;">Reducing Costs:</span> Our innovative approaches to employee benefits help you slash costs without compromising on quality. Say goodbye to exorbitant premiums and hello to sustainable, budget-friendly solutions.</span></div><br><div><br></div><br><div><span style="font-size:20px;"><span style="font-weight:700;">Increasing Employee Benefits: </span>With customizable options like QSEHRA and ICHRA, you can offer your employees a wide range of benefits tailored to their needs. From health insurance to wellness programs, we've got you covered.</span></div><br><div><br></div><br><div><span style="font-size:20px;"><span style="font-weight:700;">Boosting Employee Satisfaction and Morale:</span> Happy employees are the backbone of any successful business. By providing comprehensive benefits and empowering your team to make healthcare decisions that suit them best, you'll foster a culture of satisfaction and loyalty.</span></div><br><div><br></div><br><div><div><span style="font-size:20px;"><span style="font-weight:700;">Reducing Taxes: </span>Our strategic benefits solutions aren't just good for your bottom line – they're also tax-efficient. Take advantage of tax deductions and incentives to maximize savings and reinvest in your business's growth.</span></div></div><br><div><br></div><img src="/Profile.jpg"><br><div><div><span style="font-size:20px;">In conclusion, <span style="font-weight:700;">if you're a small business owner</span> tired of paying high group health insurance premiums, it's time to make a change. Embrace innovative solutions like QSEHRA, ICHRA, and HDHPs with The Franco Suarez Agency and discover how you can get more for less. Say goodbye to healthcare headaches and hello to a brighter, more cost-effective future for your business and your employees.</span></div></div></div></div></div></div></div></div>
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</div></div></div></div></div></div> ]]></content:encoded><pubDate>Tue, 26 Mar 2024 15:25:01 -0600</pubDate></item><item><title><![CDATA[Navigating the Depths of Medical Expense Deductions]]></title><link>https://www.francosuarez.com/blogs/post/swimming-pool-as-a-tax-deduction</link><description><![CDATA[<img align="left" hspace="5" src="https://www.francosuarez.com/insurance_800x650.jpg"/>Explore unusual medical tax deductions! From swimming pools to acupuncture, uncover potential savings. Maximize deductions, minimize taxes. #MedicalTaxDeductions #UnusualExpenses #TaxSavings]]></description><content:encoded><![CDATA[<div class="zpcontent-container blogpost-container "><div data-element-id="elm_QLYnJzDtRueHT8WMCFwbcg" data-element-type="section" class="zpsection "><style type="text/css"></style><div class="zpcontainer-fluid zpcontainer"><div data-element-id="elm_WT28pu4qS2KJHzSmE7DWqQ" data-element-type="row" class="zprow zprow-container zpalign-items- zpjustify-content- " data-equal-column=""><style type="text/css"></style><div data-element-id="elm_7TdI0xNmTqyQ8yXZ7UPffA" data-element-type="column" class="zpelem-col zpcol-12 zpcol-md-12 zpcol-sm-12 zpalign-self- "><style type="text/css"></style><div data-element-id="elm_x2un2RHfTP2hfYKWUDmeJw" data-element-type="heading" class="zpelement zpelem-heading "><style> [data-element-id="elm_x2un2RHfTP2hfYKWUDmeJw"].zpelem-heading { border-radius:1px; } </style><h2
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<div data-element-id="elm_x9Jmg0W5So-XZdwZJ4aB7w" data-element-type="text" class="zpelement zpelem-text "><style> [data-element-id="elm_x9Jmg0W5So-XZdwZJ4aB7w"].zpelem-text { border-radius:1px; } </style><div class="zptext zptext-align-center " data-editor="true"><div style="color:inherit;"><div style="color:inherit;"><div style="color:inherit;"><p><br></p><p><span style="color:inherit;font-size:18px;font-weight:400;">In the realm of healthcare, it's essential for individuals to take an active role in managing their medical expenses, even when faced with insurance coverage limitations. While insurance companies may decline or not fully cover certain medical expenses, it doesn't mean these costs should be overlooked. Take the initiative to carefully document and explore potential deductions for out-of-pocket medical expenditures when filing your taxes. The IRS allows for deductions on various healthcare-related costs, from prescribed treatments and therapies to specialized equipment and home modifications. By meticulously tracking and considering these expenses, you not only gain a more comprehensive understanding of your financial health but also open doors to potential tax benefits. It's a proactive approach that empowers individuals to navigate their healthcare journey with a keen eye on both physical well-being and financial stability.</span><br></p><p><span style="color:inherit;font-size:18px;font-weight:400;"><br></span></p><p style="text-align:left;"><br></p><p><img src="/insurance_800x650.jpg" style="width:412.55px !important;height:335px !important;max-width:100% !important;"><br></p><p><br></p><p><span style="color:inherit;"><span style="font-size:18px;"><span style="font-weight:700;">I must note that I am not a tax professional, and tax laws can vary.</span> It's important to consult with a qualified tax advisor for accurate and up-to-date information. That said, here are some examples of potentially unusual medical expenses that might be deductible under IRS code:</span></span><br></p><p><span style="color:inherit;"><span style="font-size:18px;"><br></span></span></p><ol><li><p style="text-align:left;"><span style="font-weight:600;">Acupuncture</span>: Expenses related to acupuncture treatments prescribed by a physician.</p></li><li><p style="text-align:left;"><span style="font-weight:600;">Guide Dog or Other Service Animal</span>: Costs for purchasing, training, and maintaining a guide dog or other service animal to assist individuals with physical disabilities.</p></li><li><p style="text-align:left;"><span style="font-weight:600;">Wigs</span>: If a wig is recommended by a physician for a patient experiencing hair loss due to a medical condition or treatment (such as chemotherapy).</p></li><li><p style="text-align:left;"><span style="font-weight:600;">Specialized Therapeutic Equipment</span>: Expenses for equipment prescribed by a doctor, such as air purifiers or specialized mattresses, to alleviate a medical condition.</p></li><li><p style="text-align:left;"><span style="font-weight:600;">Laser Eye Surgery</span>: Some expenses related to corrective eye surgery may be deductible if recommended by a physician.</p></li><li><p style="text-align:left;"><span style="font-weight:600;">Chiropractor Services</span>: Costs associated with chiropractic treatments if prescribed by a physician to alleviate a specific medical condition.</p></li><li><p style="text-align:left;"><span style="font-weight:600;">Swimming Pool</span>: In some cases, the cost of constructing a swimming pool may be partially deductible if it is prescribed by a doctor as a medical necessity for physical therapy.</p></li><li><p style="text-align:left;"><span style="font-weight:600;">Weight-Loss Program</span>: If a weight-loss program is recommended by a physician to treat a specific medical condition, some associated costs may be deductible.</p></li><li><p style="text-align:left;"><span style="font-weight:600;">Smoking Cessation Programs</span>: Expenses related to programs aimed at quitting smoking if recommended by a physician.</p></li><li><p style="text-align:left;"><span style="font-weight:600;">Lead-Based Paint Removal</span>: Costs associated with removing lead-based paint in a home if it is prescribed by a doctor due to a child's lead poisoning.</p></li><li><p style="text-align:left;"><span style="font-weight:600;">Specialized Schooling for Learning Disabilities</span>: Tuition and fees for a child with learning disabilities if the special education is recommended by a physician.</p></li><li><p style="text-align:left;"><span style="font-weight:600;">Braille Books and Magazines</span>: The cost difference between regular print and Braille editions of books and magazines for visually impaired individuals.</p></li><li><p style="text-align:left;"><span style="font-weight:600;">Medical Conferences and Seminars</span>: Costs associated with attending conferences or seminars if the primary purpose is the treatment of a specific medical condition.</p></li><li><p style="text-align:left;"><span style="font-weight:600;">Capital Expenses for Home Modifications</span>: Expenses related to modifying a home for medical reasons, such as installing ramps or widening doorways.</p></li><li><p style="text-align:left;"><span style="font-weight:600;">Orthodontic Treatment</span>: Costs associated with orthodontic treatments if prescribed by a physician to alleviate a medical condition.</p></li><li><p style="text-align:left;"><span style="font-weight:600;">Specialized Shoes or Orthopedic Inserts</span>: Expenses for prescribed special shoes or orthopedic inserts.</p></li><li><p style="text-align:left;"><span style="font-weight:600;">Nutritional Supplements</span>: Certain nutritional supplements may be deductible if prescribed by a physician for the treatment of a specific medical condition.</p></li><li><p style="text-align:left;"><span style="font-weight:600;">Language Training for a Learning-Disabled Child</span>: Costs associated with language training for a child with a learning disability if recommended by a physician.</p></li><li><p style="text-align:left;"><span style="font-weight:600;">Legal Fees for Treatment-related Decisions</span>: Legal fees incurred in the pursuit of medical treatments recommended by a physician.</p></li><li><p style="text-align:left;"><span style="font-weight:600;">Prosthesis Costs</span>: Costs associated with purchasing and maintaining prosthetic devices.</p></li></ol><p style="text-align:left;">It's crucial to keep in mind that the deductibility of these expenses can depend on various factors, including the taxpayer's total medical expenses and income. Consult with a tax professional for advice tailored to your specific situation and the latest tax regulations.</p><p style="text-align:left;"><br></p><p style="text-align:left;"><br></p><p style="text-align:left;"><br></p></div></div></div></div>
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</div></div><div data-element-id="elm_P2RMEA45fGCMB40s91PMjA" data-element-type="codeSnippet" class="zpelement zpelem-codesnippet "><div class="zpsnippet-container"><iframe src="https://www.fiverr.com/gig_widgets?id=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&affiliate_id=729608&strip_google_tagmanager=true" loading="lazy" data-with-title="true" class="fiverr_nga_frame" frameborder="0" height="350" width="100%" referrerpolicy="no-referrer-when-downgrade" data-mode="random_gigs" onload=" var frame = this; var script = document.createElement('script'); script.addEventListener('load', function() { window.FW_SDK.register(frame); }); script.setAttribute('src', 'https://www.fiverr.com/gig_widgets/sdk'); document.body.appendChild(script); "></iframe></div>
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</div></div></div></div></div></div> ]]></content:encoded><pubDate>Sun, 11 Feb 2024 17:18:57 -0600</pubDate></item><item><title><![CDATA[Warning: What They Don't Want You to Know]]></title><link>https://www.francosuarez.com/blogs/post/warning-what-they-don-t-want-you-to-know</link><description><![CDATA[<img align="left" hspace="5" src="https://www.francosuarez.com/images/red-mark-on-the-calendar-at-january-2024.webp"/>Uncover 5 crucial facts about Affordable Care before the Jan 16 deadline. Franco Suarez can guide you through options and financial assistance. Don't miss out on vital healthcare coverage – act now! #AffordableCare #HealthcareEnrollment #DeadlineAlert #FrancoSuarez]]></description><content:encoded><![CDATA[<div class="zpcontent-container blogpost-container "><div data-element-id="elm_VOppTxeDT6qBaKEZ-oQ9pw" data-element-type="section" class="zpsection "><style type="text/css"></style><div class="zpcontainer-fluid zpcontainer"><div data-element-id="elm__LswTxI5RziUCaby4hBQdw" data-element-type="row" class="zprow zprow-container zpalign-items- zpjustify-content- " data-equal-column=""><style type="text/css"></style><div data-element-id="elm_vbBOI9jrTl2sC8dn7rb7jQ" data-element-type="column" class="zpelem-col zpcol-12 zpcol-md-12 zpcol-sm-12 zpalign-self- "><style type="text/css"> [data-element-id="elm_vbBOI9jrTl2sC8dn7rb7jQ"].zpelem-col{ border-radius:1px; } </style><div data-element-id="elm_aZoaVHQ1Qtm2pngyhMAR0A" data-element-type="heading" class="zpelement zpelem-heading "><style> [data-element-id="elm_aZoaVHQ1Qtm2pngyhMAR0A"].zpelem-heading { border-radius:1px; } </style><h2
 class="zpheading zpheading-align-center " data-editor="true"><span style="color:inherit;">5 Crucial Facts About Affordable Care Enrollment</span></h2></div>
<div data-element-id="elm_gahvTPcrTwKwCahvuGIQgw" data-element-type="text" class="zpelement zpelem-text "><style> [data-element-id="elm_gahvTPcrTwKwCahvuGIQgw"].zpelem-text { border-radius:1px; } </style><div class="zptext zptext-align-center " data-editor="true"><div style="color:inherit;"><div><br></div><div>Introduction:</div><br><div><div><span style="font-size:18px;font-weight:700;">As we approach the enrollment deadline for Affordable Care on January 16, 2024, </span>it's essential to be well-informed about your healthcare options. In this blog post, we'll uncover five crucial things you need to know about Affordable Care and how Franco Suarez can assist you in navigating this complex process.</div></div><br><div><img src="/images/red-mark-on-the-calendar-at-january-2024.webp" style="width:379.63px !important;height:251px !important;max-width:100% !important;"><br></div><br><div>1. **Deadline Reminder: January 16, 2024**</div><br><div>The most urgent piece of information is the looming deadline for Affordable Care enrollment – January 16, 2024. Missing this deadline could mean going without health insurance for the entire year. It's crucial to act now and ensure you're covered for unexpected medical expenses.</div><br><div><br></div><img src="/Understanding%20ACA.jpg" style="width:340.88px !important;height:216px !important;max-width:100% !important;"><br><div>2. **Coverage Options Tailored to Your Needs**</div><br><div>Affordable Care offers a variety of plans catering to different needs and budgets. It's not a one-size-fits-all situation. Understanding your healthcare requirements and financial constraints will help you choose the plan that provides the coverage you need without breaking the bank.</div><br><div><br></div><img src="/US%20Department%20of%20Health.jpg"><br><div>3. **Financial Assistance is Available**</div><br><div>Contrary to what some may believe, Affordable Care is designed to be just that – affordable. Financial assistance programs exist to help individuals and families with lower incomes access quality healthcare coverage. Franco Suarez is an expert in navigating these assistance programs and can guide you through the application process.</div><br><div><br></div><img src="/images/irs-building-in-washington.webp" style="width:403.5px !important;height:269px !important;max-width:100% !important;"><br><div>4. **Avoiding Penalties for Non-Compliance**</div><br><div>Enrolling in Affordable Care is not just about securing healthcare coverage; it's also about avoiding penalties. Individuals who do not have health insurance may face financial penalties when filing taxes. Employers also face penalties for not providing health coverage to their employees. Understanding the implications of non-compliance can motivate you to take action before the enrollment deadline.</div><br><div><br></div><img src="/Profile.jpg"><br><div>5. **Franco Suarez: Your Trusted Healthcare Navigator**</div><br><div>Navigating the complexities of healthcare enrollment can be overwhelming. This is where Franco Suarez comes in. As a seasoned healthcare navigator, Franco has the expertise to help you understand your options, choose the right plan, and ensure you make the most of available financial assistance programs. Don't let confusion or misinformation prevent you from accessing the healthcare you deserve – Franco Suarez is here to help.</div><br><div><br></div><img src="/Affordable-Care-Act.jpg" style="width:556.5px !important;height:371px !important;max-width:100% !important;"><br><div>Conclusion:</div><br><div>The January 16, 2024, deadline for Affordable Care enrollment is fast approaching. Arm yourself with the knowledge needed to make informed decisions about your healthcare coverage. Remember, Franco Suarez is ready to assist you in this crucial process, ensuring you get the coverage you need without unnecessary stress or confusion. Don't fall victim to what they don't want you to know – take control of your healthcare journey today.</div></div></div>
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</div><div data-element-id="elm_2jCZRg0a9hYAlyClSmjqGw" data-element-type="image" class="zpelement zpelem-image "><style> @media (min-width: 992px) { [data-element-id="elm_2jCZRg0a9hYAlyClSmjqGw"] .zpimage-container figure img { width: 230px !important ; height: 344px !important ; } } @media (max-width: 991px) and (min-width: 768px) { [data-element-id="elm_2jCZRg0a9hYAlyClSmjqGw"] .zpimage-container figure img { width:230px ; height:344px ; } } @media (max-width: 767px) { [data-element-id="elm_2jCZRg0a9hYAlyClSmjqGw"] .zpimage-container figure img { width:230px ; height:344px ; } } [data-element-id="elm_2jCZRg0a9hYAlyClSmjqGw"].zpelem-image { border-radius:1px; } </style><div data-caption-color="" data-size-tablet="" data-size-mobile="" data-align="center" data-tablet-image-separate="false" data-mobile-image-separate="false" class="zpimage-container zpimage-align-center zpimage-size-custom zpimage-tablet-fallback-custom zpimage-mobile-fallback-custom "><figure role="none" class="zpimage-data-ref"><a class="zpimage-anchor" href="https://ioe.hsabank.com/home/enrollment/?ain=1103166" target="_blank" rel=""><picture><img class="zpimage zpimage-style-none zpimage-space-none " src="/hsa%20Why.jpg" width="230" height="344" loading="lazy" size="custom"/></picture></a><figcaption class="zpimage-caption zpimage-caption-align-center"><span class="zpimage-caption-content">Learn More About HSA</span></figcaption></figure></div>
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</div></div></div></div></div></div> ]]></content:encoded><pubDate>Mon, 15 Jan 2024 08:56:18 -0600</pubDate></item><item><title><![CDATA[HEALTHCARE COVERAGE FOR TEXANS]]></title><link>https://www.francosuarez.com/blogs/post/healthcare-coverage-for-texans</link><description><![CDATA[<img align="left" hspace="5" src="https://www.francosuarez.com/images/press-release-newspaper.jpg"/>Open enrollment period ends on January 16, 2024, the Franco Suarez Agency is on a mission to provide vital support to Texans encountering challenges in obtaining healthcare coverage, especially those grappling with changes in Medicaid and the self-employed community. #HealthInsurance #TexasCoverage]]></description><content:encoded><![CDATA[<div class="zpcontent-container blogpost-container "><div data-element-id="elm_s81jHesjQEqWYern9OEJwA" data-element-type="section" class="zpsection "><style type="text/css"></style><div class="zpcontainer-fluid zpcontainer"><div data-element-id="elm_hdcPuQ7aSDKoPTelYrT4SQ" data-element-type="row" class="zprow zprow-container zpalign-items- zpjustify-content- " data-equal-column=""><style type="text/css"></style><div data-element-id="elm_Hz3qjeWiQcm6W4beWDULdg" data-element-type="column" class="zpelem-col zpcol-12 zpcol-md-12 zpcol-sm-12 zpalign-self- "><style type="text/css"></style><div data-element-id="elm__dncR5ZQSW2VeSXEbUAd9Q" data-element-type="heading" class="zpelement zpelem-heading "><style> [data-element-id="elm__dncR5ZQSW2VeSXEbUAd9Q"].zpelem-heading { border-radius:1px; } </style><h2
 class="zpheading zpheading-align-center " data-editor="true"><span style="color:inherit;">MEDICAID CHANGES AND THE SELF-EMPLOYED</span></h2></div>
<div data-element-id="elm_74Pe2ch9RV2JHqPE1vs_5Q" data-element-type="text" class="zpelement zpelem-text "><style> [data-element-id="elm_74Pe2ch9RV2JHqPE1vs_5Q"].zpelem-text { border-radius:1px; } </style><div class="zptext zptext-align-center " data-editor="true"><div style="color:inherit;"><div>FOR IMMEDIATE RELEASE</div><br><div><img src="/images/press-release-newspaper.jpg" style="width:227.63px !important;height:170px !important;max-width:100% !important;"><br></div><br><div>FRANCO SUAREZ AGENCY TAKES INITIATIVE TO SECURE HEALTHCARE COVERAGE FOR TEXANS FACING MEDICAID CHANGES AND THE SELF-EMPLOYED</div><br><div><br></div><br><div>&nbsp;With the imminent conclusion of the open enrollment period on January 16, 2024, the Franco Suarez Agency is on a mission to provide vital support to Texans encountering challenges in obtaining healthcare coverage, especially those grappling with changes in Medicaid and the self-employed community.</div><br><div><img src="/Medicaid.jpg"><br></div><br><div>Navigating changes in Medicaid coverage can be a daunting task, and the Franco Suarez Agency is dedicated to alleviating concerns and ensuring uninterrupted access to essential healthcare services for affected individuals and families. As a team of seasoned insurance professionals, the agency is committed to guiding Texans through the available options and assisting them in selecting the most suitable health insurance plans.</div><br><div><img src="/images/health-insurance-cards-total-and-dental-care-with-stethscope.webp" style="width:292.8px !important;height:219px !important;max-width:100% !important;"><br></div><br><div><div>In addition to aiding those affected by Medicaid changes, the Franco Suarez Agency recognizes the unique needs of the self-employed. The agency is poised to provide tailored solutions, helping freelancers, entr<a href="https://www.healthsherpa.com/?_agent_id=Franco_Suarez" target="_blank" rel=""></a><a href="https://www.healthsherpa.com/?_agent_id=Franco_Suarez" target="_blank" rel=""></a>epreneurs, and independent contractors secure comprehensive health insurance coverage that aligns with their unique lifestyle and business requirements.</div></div><br><div><br></div><br><div>The open enrollment deadline of January 16, 2024, is fast approaching, and the Franco Suarez Agency urges all eligible Texans to take prompt action and enroll in health insurance plans. The agency's experts are prepared to provide personalized assistance to individuals and families, ensuring they make informed decisions about their healthcare coverage.</div><br><div><div><a href="https://www.healthsherpa.com/?_agent_id=Franco_Suarez" target="_blank" rel=""></a></div><br></div><br><div>&quot;We understand the significance of having reliable health insurance, particularly during periods of change. Our mission is to empower Texans, ensuring they have the coverage they need to safeguard their health and well-being,&quot; stated Franco Suarez, Founder and CEO of the Franco Suarez Agency.</div><br><div><br></div><div><img src="/Profile.jpg"><br></div><div>About Franco Suarez Agency:</div><br><div>The Franco Suarez Agency is a dedicated team of insurance professionals committed to assisting Texans in securing reliable and affordable health insurance coverage. With a focus on personalized service, the agency aims to simplify the complexities of the insurance landscape, empowering individuals and families to make informed decisions about their health and well-being.</div><br><div><img src="/Understanding%20ACA.jpg"><br></div><br><div>###</div></div>
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</div></div></div></div></div></div> ]]></content:encoded><pubDate>Tue, 09 Jan 2024 16:32:28 -0600</pubDate></item><item><title><![CDATA[Are you struggling to navigate the complex world of health plans? ]]></title><link>https://www.francosuarez.com/blogs/post/are-you-struggling-to-navigate-the-complex-world-of-health-plans</link><description><![CDATA[<img align="left" hspace="5" src="https://www.francosuarez.com/insurance_800x650.jpg"/>Last month, a federal judge in Northern Texas issued a nationwide injunction regarding the free preventive care services offered under the Affordable Care Act (ACA).]]></description><content:encoded><![CDATA[<div class="zpcontent-container blogpost-container "><div data-element-id="elm_WZHyr5HtTNCwXMx8R4X99A" data-element-type="section" class="zpsection "><style type="text/css"></style><div class="zpcontainer-fluid zpcontainer"><div data-element-id="elm_p6JkmcsnQJuJ_8be_Ec6Pw" data-element-type="row" class="zprow zprow-container zpalign-items- zpjustify-content- " data-equal-column=""><style type="text/css"></style><div data-element-id="elm_nUGb8kYMS8msx_lSWFVa-w" data-element-type="column" class="zpelem-col zpcol-12 zpcol-md-12 zpcol-sm-12 zpalign-self- "><style type="text/css"></style><div data-element-id="elm_ixtCX8gJTPCj9GFPZKvw4A" data-element-type="heading" class="zpelement zpelem-heading "><style> [data-element-id="elm_ixtCX8gJTPCj9GFPZKvw4A"].zpelem-heading { border-radius:1px; } </style><h2
 class="zpheading zpheading-align-center " data-editor="true"><span style="color:inherit;">You're not alone.</span></h2></div>
<div data-element-id="elm_YZ0OHl_OSFGgI_Ber4Y4jA" data-element-type="text" class="zpelement zpelem-text "><style> [data-element-id="elm_YZ0OHl_OSFGgI_Ber4Y4jA"].zpelem-text { border-radius:1px; } </style><div class="zptext zptext-align-left " data-editor="true"><div style="color:inherit;"><p>With so many options available, it can be difficult to know which plan is right for you and your family. That's where Franco Suarez, a nationally recognized authority in health plans, can help.</p><p><br></p><p>Franco Suarez has years of experience helping individuals and families find the right health plan to fit their needs and budget. He understands the nuances of the healthcare industry and can guide you through the process of selecting a plan that provides the coverage you need at a price you can afford.</p><p><br></p><p>Don't struggle through the process of selecting a health plan on your own. Seek the expertise of Franco Suarez and gain peace of mind knowing that you have a trusted advisor on your side. Contact Franco Suarez today and take the first step towards securing your healthcare future.</p></div></div>
</div><div data-element-id="elm_LJu1b5uuOh4HVfr-qDfuuw" data-element-type="imagetext" class="zpelement zpelem-imagetext "><style> @media (min-width: 992px) { [data-element-id="elm_LJu1b5uuOh4HVfr-qDfuuw"] .zpimagetext-container figure img { width: 474px !important ; height: 316px !important ; } } @media (max-width: 991px) and (min-width: 768px) { [data-element-id="elm_LJu1b5uuOh4HVfr-qDfuuw"] .zpimagetext-container figure img { width:474px ; height:316px ; } } @media (max-width: 767px) { [data-element-id="elm_LJu1b5uuOh4HVfr-qDfuuw"] .zpimagetext-container figure img { width:474px ; height:316px ; } } [data-element-id="elm_LJu1b5uuOh4HVfr-qDfuuw"].zpelem-imagetext{ border-radius:1px; } </style><div data-size-tablet="" data-size-mobile="" data-align="right" data-tablet-image-separate="false" data-mobile-image-separate="false" class="zpimagetext-container zpimage-with-text-container zpimage-align-right zpimage-size-original zpimage-tablet-fallback-original zpimage-mobile-fallback-original hb-lightbox " data-lightbox-options="
            type:fullscreen,
            theme:dark"><figure role="none" class="zpimage-data-ref"><span class="zpimage-anchor" role="link" tabindex="0" aria-label="Open Lightbox" style="cursor:pointer;"><picture><img class="zpimage zpimage-style-none zpimage-space-none " src="/Doctors%20group.jpg" width="474" height="316" loading="lazy" size="original" data-lightbox="true"/></picture></span></figure><div class="zpimage-text zpimage-text-align-left " data-editor="true"><p style="font-size:16px;">With so many options available, it can be difficult to know which plan is right for you and your family. That's where Franco Suarez, a nationally recognized authority in health plans, can help.</p><p style="font-size:16px;"><br></p><p style="font-size:16px;">Franco Suarez has years of experience helping individuals and families find the right health plan to fit their needs and budget. He understands the nuances of the healthcare industry and can guide you through the process of selecting a plan that provides the coverage you need at a price you can afford.</p><p style="font-size:16px;"><br></p><p style="font-size:16px;">Don't struggle through the process of selecting a health plan on your own. Seek the expertise of Franco Suarez and gain peace of mind knowing that you have a trusted advisor on your side. Contact Franco Suarez today and take the first step towards securing your healthcare future.</p></div>
</div></div><div data-element-id="elm_JU78DF__SveH3PGvX3KCyQ" data-element-type="button" class="zpelement zpelem-button "><style> [data-element-id="elm_JU78DF__SveH3PGvX3KCyQ"].zpelem-button{ border-radius:1px; } </style><div class="zpbutton-container zpbutton-align-center "><style type="text/css"></style><a class="zpbutton-wrapper zpbutton zpbutton-type-primary zpbutton-size-md zpbutton-style-none " href="https://www.healthsherpa.com/?_agent_id=Franco_Suarez" target="_blank"><span class="zpbutton-content">Get Started Now</span></a></div>
</div><div data-element-id="elm_wRopw6Y4Vadh0oZ4GgOZzQ" data-element-type="text" class="zpelement zpelem-text "><style> [data-element-id="elm_wRopw6Y4Vadh0oZ4GgOZzQ"].zpelem-text { border-radius:1px; } </style><div class="zptext zptext-align-left " data-editor="true"><div style="color:inherit;"><div style="width:1652px;font-size:14px;"><div><div style="width:653px;"><p>Last month, a federal judge in Northern Texas issued a nationwide injunction regarding the free preventive care services offered under the Affordable Care Act (ACA). Judge Reed O'Connor, who previously ruled the entire ACA unconstitutional, determined that insurers no longer need to provide free ACA preventive care services, including contraception, pre-exposure prophylaxis (PrEP), screenings for cancer and diabetes, among others.</p><p><br></p><p>This ruling stems from the 2020 case Braidwood Management Inc. v. Xavier Becerra, where Braidwood Management, a conservative Christian employer in Texas, asserted that contributing towards ACA preventive care costs infringes on their religious beliefs. O'Connor's ruling is anchored around two main arguments: first, that requiring organizations to contribute towards ACA preventive care costs violates the Religious Freedom Restoration Act, and second, that the method for determining the covered services is unconstitutional.</p><p><br></p><p>The implications of this ruling are significant, as ACA preventive care services assist more than 150 million Americans in receiving free or low-cost care, including anti-smoking programs, cancer screenings, substance abuse counseling, and vaccinations, including for COVID-19. If the ruling stands, insurers will have the ability to decide which preventative care services to offer, and many conservative states will likely roll back the services to appeal to their residents.&nbsp;<span style="color:inherit;">While the decision to roll back preventive care services creates real concern for millions of Americans, the ACA continues to be the bedrock of U.S. healthcare. To ensure greater enrollment over the next several years, the Biden administration is extending generous Premium Tax Credit subsidies to individuals through 2025. On the employer side of things, ACA enforcement continues to be a focal point for the IRS. Failing to comply with the ACA's Employer Mandate could earn employers a Letter 226J penalty notice from the IRS.</span></p><p><br></p><p>If you need help navigating these changes and ensuring that you and your employees are still receiving the necessary healthcare coverage, seek guidance from Franco Suarez. Franco Suarez is a nationally recognized authority in health plans and has years of experience helping individuals and families find the right health plan to fit their needs and budget. Don't hesitate to contact Franco Suarez and take the first step towards securing your healthcare future.</p><div><br></div></div></div>
</div></div></div></div></div></div></div></div></div> ]]></content:encoded><pubDate>Wed, 19 Apr 2023 12:10:18 -0600</pubDate></item><item><title><![CDATA[Hey there, health-conscious folks!]]></title><link>https://www.francosuarez.com/blogs/post/hey-there-health-conscious-folks</link><description><![CDATA[<img align="left" hspace="5" src="https://www.francosuarez.com/moving day.jpg"/>The post frames health insurance as a way to become the hero of one's own life and avoid financial stress from medical bills. Overall, the post uses humor to appeal to the audience and encourage them to sign up for Health Coverage, under ACA.]]></description><content:encoded><![CDATA[<div class="zpcontent-container blogpost-container "><div data-element-id="elm_Otxfe24nRmm53DpZoqwh4A" data-element-type="section" class="zpsection "><style type="text/css"></style><div class="zpcontainer-fluid zpcontainer"><div data-element-id="elm_c0uVhJWDSRqAxzQTTS0EsA" data-element-type="row" class="zprow zprow-container zpalign-items- zpjustify-content- " data-equal-column=""><style type="text/css"></style><div data-element-id="elm_aQgVpjWHQgOew4hZzBYSpg" data-element-type="column" class="zpelem-col zpcol-12 zpcol-md-12 zpcol-sm-12 zpalign-self- "><style type="text/css"> [data-element-id="elm_aQgVpjWHQgOew4hZzBYSpg"].zpelem-col{ border-radius:1px; } </style><div data-element-id="elm_jfRLdByWR3u1GfvnvVfO8Q" data-element-type="heading" class="zpelement zpelem-heading "><style> [data-element-id="elm_jfRLdByWR3u1GfvnvVfO8Q"].zpelem-heading { border-radius:1px; } </style><h2
 class="zpheading zpheading-align-center " data-editor="true"><span style="color:inherit;">Do you want to be the superhero of your own life?</span></h2></div>
<div data-element-id="elm_GxdZ2sKQTm6ze3N5EOO_vA" data-element-type="text" class="zpelement zpelem-text "><style> [data-element-id="elm_GxdZ2sKQTm6ze3N5EOO_vA"].zpelem-text { border-radius:1px; } </style><div class="zptext zptext-align-left " data-editor="true"><div style="color:inherit;"><p>Well, then it's time to get yourself some health insurance under the Affordable Care Act (ACA).</p><p><br></p><p>With ACA, you'll get coverage for preventive services like regular checkups and screenings, which means you'll catch any potential health issues before they turn into full-blown supervillains.</p><p><br></p><p>But that's not all! ACA also covers things like prescription drugs and emergency room visits, so you can rest easy knowing that your health won't take a toll on your finances.</p><p><br></p><p>And let's face it, accidents happen. Maybe you'll trip on a banana peel while fighting crime or get hit by a rogue meteorite. Whatever the case may be, ACA has got your back.</p><p><br></p><p>So, what are you waiting for? Don't be a sidekick to your own health. Sign up for ACA and become the hero you were meant to be! Plus, who doesn't love a good discount on medical bills? It's like getting a sidekick for your wallet too!</p><p><br></p><p>Now go out there and conquer the world (or at least your own health)!</p></div></div>
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</div><div data-element-id="elm_g39t2LKd9OAJ1nRzYbjtVg" data-element-type="image" class="zpelement zpelem-image "><style> @media (min-width: 992px) { [data-element-id="elm_g39t2LKd9OAJ1nRzYbjtVg"] .zpimage-container figure img { width: 284px !important ; height: 180px !important ; } } @media (max-width: 991px) and (min-width: 768px) { [data-element-id="elm_g39t2LKd9OAJ1nRzYbjtVg"] .zpimage-container figure img { width:284px ; height:180px ; } } @media (max-width: 767px) { [data-element-id="elm_g39t2LKd9OAJ1nRzYbjtVg"] .zpimage-container figure img { width:284px ; height:180px ; } } [data-element-id="elm_g39t2LKd9OAJ1nRzYbjtVg"].zpelem-image { border-radius:1px; } </style><div data-caption-color="" data-size-tablet="" data-size-mobile="" data-align="center" data-tablet-image-separate="false" data-mobile-image-separate="false" class="zpimage-container zpimage-align-center zpimage-size-original zpimage-tablet-fallback-original zpimage-mobile-fallback-original hb-lightbox " data-lightbox-options="
                type:fullscreen,
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</div></div></div></div></div></div> ]]></content:encoded><pubDate>Tue, 18 Apr 2023 17:42:49 -0600</pubDate></item><item><title><![CDATA[Understanding The Affordable Care Act]]></title><link>https://www.francosuarez.com/blogs/post/understanding-the-affordable-care-act</link><description><![CDATA[<img align="left" hspace="5" src="https://www.francosuarez.com/Understanding ACA.jpg"/>The Affordable Care Act (ACA), also known as Obamacare, is a law passed in the United States in 2010 with the aim of expanding access to affordable he ]]></description><content:encoded><![CDATA[<div class="zpcontent-container blogpost-container "><div data-element-id="elm_J7uv3c8uRvOyg5u44310yQ" data-element-type="section" class="zpsection "><style type="text/css"></style><div class="zpcontainer-fluid zpcontainer"><div data-element-id="elm_AfVkeTyTSD2dpAx-w-8gIw" data-element-type="row" class="zprow zprow-container zpalign-items- zpjustify-content- " data-equal-column=""><style type="text/css"></style><div data-element-id="elm_EWg0QNsJQMyPnQeYNjd7GA" data-element-type="column" class="zpelem-col zpcol-12 zpcol-md-12 zpcol-sm-12 zpalign-self- "><style type="text/css"></style><div data-element-id="elm_5W8Zc0fiTSOn0aiJZqlMHw" data-element-type="heading" class="zpelement zpelem-heading "><style> [data-element-id="elm_5W8Zc0fiTSOn0aiJZqlMHw"].zpelem-heading { border-radius:1px; } </style><h2
 class="zpheading zpheading-align-center " data-editor="true"><span style="color:inherit;">The Affordable Care Act (ACA), also known as Obamacare</span></h2></div>
<div data-element-id="elm_GhRMaY2rQ-ev68ajU7JVhg" data-element-type="text" class="zpelement zpelem-text "><style> [data-element-id="elm_GhRMaY2rQ-ev68ajU7JVhg"].zpelem-text { border-radius:1px; } </style><div class="zptext zptext-align-center " data-editor="true"><p><span style="color:inherit;">The Affordable Care Act (ACA), also known as Obamacare, is a law passed in the United States in 2010 with the aim of expanding access to affordable healthcare for Americans. The law includes a range of provisions that affect how healthcare is delivered and paid for in the U.S.</span><br></p><p><span style="color:inherit;"><br></span></p><div style="color:inherit;"><p>Some of the key features of the ACA include:</p><ol><li>The creation of health insurance marketplaces where individuals and small businesses can shop for and purchase private health insurance plans.</li><li>The expansion of Medicaid, a government-run health insurance program for low-income individuals, to cover more people.</li><li>The requirement that most individuals have health insurance or face a penalty, known as the individual mandate. This provision has since been repealed.</li><li>The prohibition of insurance companies from denying coverage or charging higher premiums to people with pre-existing conditions.</li><li>The inclusion of various provisions aimed at reducing healthcare costs, such as requiring insurance companies to cover certain preventive services at no cost to patients.</li></ol><p>The ACA has been a controversial law, with proponents arguing that it has expanded access to healthcare and made insurance more affordable for millions of Americans, while opponents argue that it represents government overreach and imposes undue costs on businesses and individuals.</p></div></div>
</div><div data-element-id="elm_zR96-DTtREq3IdkXRJK0pg" data-element-type="button" class="zpelement zpelem-button "><style> [data-element-id="elm_zR96-DTtREq3IdkXRJK0pg"].zpelem-button{ border-radius:1px; } </style><div class="zpbutton-container zpbutton-align-center "><style type="text/css"></style><a class="zpbutton-wrapper zpbutton zpbutton-type-primary zpbutton-size-md zpbutton-style-none " href="https://www.healthsherpa.com/?_agent_id=Franco_Suarez" target="_blank"><span class="zpbutton-content">Get Started Now</span></a></div>
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</div></div></div></div></div></div> ]]></content:encoded><pubDate>Sun, 19 Feb 2023 15:48:17 -0600</pubDate></item></channel></rss>