You’ve worked so hard to succeed. As you climbed the career ladder or led your business to become more prosperous, over the years your taxes may have increased. But have you given any thought to what your taxes will be in retirement? 

Even though you may retire 15, 20 or more years from today, now is the time to talk with your tax advisors and your financial professional about the tax impact on your portfolio. Because, the taxes you’ll face in retirement may be more than you expect. 

But with proper portfolio diversification, you can help ensure that your assets will produce tax-efficient retirement income. 

Your income tax bill could be one of the largest single expenses in your retirement.1 

Don’t let this happen. I can help show you how to potentially mitigate your future tax burden by adding life insurance to your portfolio. 

As a matter of fact, a Indexed Universal Life Insurance policy can give you tax advantages before and after you retire, including: 

• Tax-deferred growth — so that your savings grow faster because your credited annual interest isn’t taxed. 

• Non-reportable income — through income tax-free policy loans and withdrawals that won’t raise your     taxes or your modified adjusted gross income. 

• A retirement income supplement — that doesn’t affect your tax bracket, Social Security benefits or     Medicare premiums. Other income-producing assets could push you above government thresholds,         taxing more of your Social Security income or increasing your Medicare premiums. 

Contact me to discuss how you can keep more of what you’ve earned in retirement.