The Franco Suarez Agency - Blog #Foreign NationalsThe Franco Suarez Agency - Blog #Foreign Nationalshttps://www.francosuarez.com/blogs/tag/foreign-nationalsFri, 27 Mar 2026 02:51:28 -0700http://zoho.com/sites/<![CDATA[Do You Know What Your Business Is Really Worth?]]>https://www.francosuarez.com/blogs/post/do-you-know-what-your-business-is-really-worthDiscover why knowing your business’s true value is essential. Avoid costly tax, legal, and financial mistakes with a proper valuation and transition plan]]>

Why Every Small Business Owner Needs a Proper Valuation and Transition Plan

      For many small business owners, their business isn’t just a job — it’s their life’s work. It pays the bills, supports their families, and represents years of hard work and sacrifice. Yet, most owners have never taken the time to determine what their business is truly worth.

      That’s a costly mistake.

      Without a proper business valuation and transition plan, you’re not just leaving money on the table — you could be setting yourself up for serious tax, legal, and financial pitfalls down the road.


        The Hidden Risks of Not Knowing Your Business Value

        When you don’t know your business’s real value, you’re operating blind. You can’t make informed decisions about:

        Selling or retiring — How do you know if the offers you receive are fair?

        Succession planning — How do you transfer ownership to a family member or key employee without triggering major tax consequences?

        Insurance and estate planning — How do you ensure your family or partners are protected if something happens to you?

        Many small business owners overestimate or underestimate their company’s worth — and both are dangerous.

        Overvaluation can lead to unrealistic expectations and failed negotiations.

        • Undervaluation can mean selling too low or paying unnecessary taxes.

    The Cost of Not Planning Ahead

    A lack of valuation and transition planning can result in:

    💸 Tax Mistakes: Without an updated valuation, you could face heavy capital gains, estate, or gift taxes when selling or transferring ownership.

    ⚖️ Legal Confusion: Heirs and partners may dispute ownership or asset value, leading to costly legal battles.

    ⏳ Lost Opportunities: Banks, investors, or buyers often require formal valuations — without one, you could miss funding or partnership opportunities that would grow your business.

    In short: the absence of a valuation plan can destroy years of effort in a matter of months.


Valuation Is More Than a Number — It’s a Roadmap

A professional valuation gives you more than just a price tag. It provides a snapshot of your company’s strengths, weaknesses, and growth potential. With this information, you can:

    ​

    Develop exit or retirement strategies that minimize taxes.

    Strengthen areas that increase your business’s market value.

    Protect your family, partners, and legacy with the right legal and financial structures.​


Start Planning for the Future You Deserve At The Franco Suarez Agency, we help business owners understand the true value of what they’ve built — and create transition plans that protect that value.

Whether you plan to retire, sell, or pass your business to the next generation, knowing your valuation today gives you the clarity to make smart decisions tomorrow.

💼 Ready to find out what your business is really worth?
Get your Business Valuation and Transition Plan Review today.

Schedule a Consultation
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]]>Wed, 15 Oct 2025 14:21:54 -0600<![CDATA[ATTENTION DACA Recipients! Deferred Action for Childhood Arrivals]]>https://www.francosuarez.com/blogs/post/attention-daca-recipients-will-now-be-eligible-for-federal-health-care-coverageAttention DACA recipients! Learn how the new rule provides health coverage for 100,000+ uninsured immigrants. The Franco Suarez Agency is ready to assist. #DACA #Healthcare #ACA #immigrationlaw #FrancoSuarezAgency]]>

Deferred Action for Childhood Arrivals 

will now be eligible for federal health care coverage





Hey there, fellow DACA recipients! Exciting news - thanks to a new Biden administration rule, over 100,000 of us who currently lack health insurance can now access affordable health care coverage. The Franco Suarez Agency, certified by the US government, Department of Health and Human Services to assist individuals with DACA status, is here to help you take advantage of this fantastic opportunity.



By enrolling in a qualified health plan through the Affordable Care Act insurance marketplace or becoming eligible for coverage through a basic health program, you can ensure that you have access to the health care you need. This is a significant step forward, as DACA recipients have long been excluded from federally funded health insurance despite their contributions to society.



It's essential to act now to guarantee coverage by January 1, 2025. Don't miss out on this chance to improve your health and well-being. Reach out to the Franco Suarez Agency today to get started on securing your health care coverage. Let's take care of ourselves and each other!


Get Started Now
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TEXAS

Canada, US, Mexico, Guatemala, El Salvador, Brasil, or UK account number, Euro IBAN, US routing number, and more. All in one account. Receive your salary, invoice payments, pension and profit from shares. 

]]>Tue, 07 May 2024 17:54:02 -0600<![CDATA[Send or Receive money from around the world]]>https://www.francosuarez.com/blogs/post/send-or-receive-money-from-around-the-worldUK account number, Euro IBAN, US routing number , and more. All in  account. Receive your salary, invoice payments, pension and profit from sh ]]>

Pay or get Paid with the currency you use

UK account number, Euro IBAN, US routing number, and more. All in 

account. Receive your salary, invoice payments, pension and profit from shares.

 one Work anywhere and link your account to Amazon, PayPal and more.

Use your account details to receive and manage your earnings. Invoice like a local and manage your earnings from various online platforms and storefronts.

Convert your money in seconds.

Receive payments from anywhere, and convert them to 54 currencies. You’ll always get the real exchange rate, and the low fees we’re known for.

Get Started Now
]]>Fri, 18 Feb 2022 13:52:10 -0600<![CDATA[What Is the Estate Tax?]]>https://www.francosuarez.com/blogs/post/what-is-the-estate-taxThe estate tax is different from the inheritance tax, which is taken by the government after money or possessions have been passed on to the deceased person’s heirs.]]>

The estate tax, sometimes referred to as the “death tax”


The estate tax, sometimes referred to as the “death tax,” is a tax levied on the estate of a recently deceased person before the money passes on to their heirs. It only applies to estates that reach a certain threshold.

The estate tax is different from the inheritance tax, which is taken by the government after money or possessions have been passed on to the deceased person’s heirs.

Federal Estate Tax

Regardless of the size of your estate, you won’t owe estate taxes to the state of Texas. You might owe money to the federal government, though. The federal estate tax only kicks in at $11.7 million for deaths in 2021 and $12.06 million in 2022. In other words, if an estate surpasses that number, any value above that mark is subject to the estate tax. Estates worth less than that pay nothing to the federal government.

This tax is portable for married couples. This means that if the right legal steps are taken, a married couple’s estate won’t have to pay a tax on up to $24.12 million when both spouses die. If an estate exceeds that amount, the top federal tax rate is 40%.

Here’s an example of how to calculate the federal estate tax:

Let’s say your estate is worth $15.36 million and you don’t have a spouse. Subtracting the 2021 exemption of $12.06 million, you have a taxable estate of $3.3 million. Consulting the chart above, you’re in the highest bracket. Your base payment on the first $1 million is $345,800. You also pay 40% on the remaining $2.3 million, which comes to $920,000. That, plus the base of $345,800, means your total tax burden is $1,265,800.

 

Federal Estate Tax Rates
Taxable Estate*Base Taxes PaidMarginal RateRate Threshold**
$1 – $10,000$018%$1
$10,001 – $20,000$1,80020%$10,001
$20,001 – $40,000$3,80022%$20,001
$40,001 – $60,000$8,20024%$40,001
$60,001 – $80,000$13,00026%$60,001
$80,001 – $100,000$18,20028%$80,001
$100,001 – $150,000$23,80030%$100,001
$150,001 – $250,000$38,80032%$150,001
$250,001 – $500,000$70,80034%$250,001
$500,001 – $750,000$155,80037%$500,001
$750,001 – $1,000,000$248,30039%$750,001
Over $1,000,000$345,80040%$1,000,001


*The taxable estate is the total above the federal exemption of $12.06 million.
**The rate threshold is the point at which the marginal estate tax rate kicks in.

Texas Inheritance Tax and Gift Tax

Texas Estate Tax

There is also no inheritance tax in Texas. However other states’ inheritance taxes may apply to you if a loved one who lives in those states gives you money, so make sure to check that state’s laws. For example, in Pennsylvania, there is a tax that applies to out-of-state inheritors. If you have a loved one who dies in Pennsylvania and leaves you money, you may owe taxes to that state.

Texas also has no gift tax, meaning the only gift tax you have to worry about is the federal gift tax. The gift tax exemption for 2021 is $15,000 per year per recipient, increasing to $16,000 in 2022.



Estate Planning Tips

  • Planning out your estate can be made much easier by working with Franco Suarez. 
  • If you’re planning your estate, make sure you know the value of all your assets, including any retirement plans you may have. For instance, if you have a 401(k) plan through your employer, you should know the value of the account. 
Foreign nationals do not qualify for Estate Tax Exemption and the beneficiary, regardless of nationality will be subject to a a 55% tax.
There are ways to plan and prepare for the future.
Get Started Now
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